MK Global Kapital Sàrl and the Joseph of Arimathea Asset Management Foundation have formalised a shared commitment to ethical, inclusive finance through the Seven-Action Framework, a practical guide that places people at the heart of every financial decision.
The Framework is built around a single conviction: behind every number are people and families who need support. Finance, at its best, is not an end in itself but a means to strengthen communities, expand opportunity and uphold human dignity.
Seven principles for sustainable finance
The seven actions translate this conviction into concrete principles. They require MK Global Kapital and its partners to ask, before launching any product, policy or process, whether it genuinely serves the client, not just the business. They ensure credit remains accessible to individuals, families and small businesses who are too often excluded by flawed data, digital barriers or algorithmic bias. They insist that automation never becomes a wall between a customer and a human voice.
The Framework recognises that financial education, community investment and solidarity are not peripheral concerns but core responsibilities. Critically, it does not frame profit and ethics as competing forces. It holds that sustainable financial performance and meaningful social impact reinforce one another, and that any strategy worth pursuing must be measured against both.
Practical implementation across portfolio
The Seven-Action Framework will inform how MK Global Kapital evaluates investments, engages with portfolio partners and develops its approach to impact across emerging and frontier markets. It reflects the long-term orientation that has shaped ALTERNATIVE since its inception more than a decade ago: patient capital, purpose-driven and accountable to the communities it serves.
Johannes Feist, CEO of MK Global Kapital, says:
“The Seven-Action Framework formalises principles that have guided our work since the beginning. Behind every investment is a person, a family, a business trying to grow. Our responsibility is to ensure that our decisions strengthen communities, not just balance sheets. This Framework provides clear, actionable principles for making that commitment real across every market where we operate.”
The Framework will be integrated into evaluation, portfolio company engagement and impact measurement processes across MK Global Kapital’s operations and ALTERNATIVE. It establishes people-centred finance as a core criterion alongside traditional financial metrics in decision-making.
Seven-Action Framework
Our mission: People before capital. Behind every number are people and families who need support. We exist to serve them, not the other way around.
Our vision: We strive to ensure that finance serves people and strengthens communities. We envision a future where technology serves human dignity, credit is accessible to all; and decisions are guided by fairness, compassion and solidarity alongside financial performance.
Seven actions
1. Put people first in every decision: Before launching any product, policy or process, ask: does this truly help our client or does it mainly help our business? When using artificial intelligence (AI) to make decisions, always include human review to catch cases where good clients might be unfairly rejected.
2. Make credit accessible to everyone: Serve individuals, families and small businesses who struggle to get loans elsewhere, not just our most profitable clients. Watch for unfair exclusions caused by poor data, digital gaps or flawed algorithms.
3. Keep people in our digital services: As we automate more, make sure every customer can easily reach a real person who listens. This applies to loan decisions and every other interaction. Speed and efficiency matter, but never at the cost of human dignity.
4. Teach financial skills: Help clients understand how to use credit wisely and manage money well. Strong financial knowledge leads to stability, confidence and better decisions.
5. Make profit work with fairness: Grow our business, but never by treating people unfairly. Profit and ethics are not enemies, we must build them together. Our financial success and our social impact should strengthen each other, not compete.
6. Support our communities: Put resources into cultural, community and humanitarian work that reflects who we are: a people-centred institution, not just a financial organisation. Contribute beyond lending to strengthen the societies where we work.
7. Let solidarity guide our choices: When planning strategy or choosing programmes, ask: what does solidarity require from us here? Treat fairness, compassion and inclusion as decision criteria alongside risk and profit.
About MK Global Kapital: MK Global Kapital Sàrl is the management company of ALTERNATIVE, the Luxembourg-based securitisation fund connecting investors with high-impact opportunities across emerging markets worldwide. By combining traditional alternative finance with innovative approaches, MK Global Kapital provides entrepreneurs with flexible financing solutions whilst offering investors visibility into their impact. MK Global Kapital’s mission is to unlock potential, nurture entrepreneurial aspirations and connect ambition with investment. For more information, please visit: www.mkglobalkapital.com. For media inquiries, please contact [email protected].
About the Joseph of Arimathea Asset Management Foundation: The Joseph of Arimathea Asset Management Foundation is a non-profit organisation dedicated to supporting priests, monks, nuns, religious and secular missionaries in their daily financial needs. The Foundation works to provide resources to those who have dedicated their lives to evangelisation and spiritual guidance. The Foundation operates internationally through three pillars: support, charity and education, collaborating with organisations and communities to address social, economic and humanitarian needs whilst promoting spiritual development and community strengthening.