Mr. Mattioda holds a Master’s degree in Automotive Engineering earned at Turin Polytechnic. He started his career in the automotive field in FCA and Bosch. He was involved in startup projects for sustainable mobility at the university, as a project manager. Later he moved to General Invest in Zürich, part of Mikro Kapital group, to support the Swiss Asset Manager focusing on HNWI investors for wealth planning through the use of various financial investment strategies and as well on institutional investors for due diligence on Mikro Kapital Group.

Following the development of Mikro Kapital group he moved to the headquarters in Luxembourg in 2020 as investor relations manager, coordinating all funding opportunities. In 2022 he was appointed a member of the Management board.

Vitali Schetle studied law at the University of Berlin and Munich (Germany) as well as physics at the University of Novosibirsk (Russia). He started his professional career in 2006 and vested various positions, including the positions of Head of Legal and Conducting Officer, with UBS Asset Management, Credit Suisse Asset Management, Vontobel Asset Management and BayernInvest in Luxembourg. His areas of responsibility encompassed legal support and day-to-day management over the whole life cycle of both securitisation and investment funds, including their launch, mergers and liquidations, as well as of both in-house and third-party vehicles (white labelling). He joint Mikro Kapital Management S.A. in July 2025 as Chief Legal Officer.

Vitali Schetle is admitted to the German Bar and holds the CFA Charter.

Mr. Ndao has extensive international experience in developing business through emerging markets analysis and designing strategies with a focus on African markets.

In 2017 Ndao joined Mikro Kapital Management S.A. in Luxembourg as manager for building business cases, timelines and growth/action plans driven by financial analysis, market trends, risk scenarios, economic factors and feasibility options.

He has been engaged in effective emerging market coverage by overseeing commercial and marketing strategies together with sales and marketing departments.

He was appointed a member of the management board in Mikro Kapital Management S.A. in 2018.

Thomas Heinig is a development finance expert, experienced in the implementation of complex fund structures and specialised in Local Currency and Guarantee vehicles. He has a deep understanding of different challenges in emerging and frontier market especially in the financial sector and has longstanding experience in the cooperation with ministries and development finance institutions (DFI).

He obtained a Diploma (MSc) in Business Administration from the University of Goettingen and studied at the University of Lisboa (UTL). He started his career as a credit analyst at a regional DFI in Germany, and worked at a risk management department of a commercial bank. He joined KfW in 2010 and as Senior Risk Manager. As of 2013 he moved to the team of Financial Systems Development Southern Africa and Regional Funds, essentially KFW’s equity team and was since 2015 the Deputy Head of the team. In 2020 he joined EDFI MC in Brussels as the Head of Risk being in charge of Risk Management (incl. Pillar Assessment), Internal Audit and Compliance.

In February 2023 he was appointed Chief Risk Officer of Mikro Kapital Management S.A.

Nicola Ragusa is a knowledgeable financial manager, with over 25 years of experience in the field of tax and accounting, and an outstanding successful track record improving enterprises’ financial performance through skilled alignment of tax & accounting practices with corporate business goals. He is also an IFRS specialist, reputable for identifying and implementing effective accounting solutions for complex financial operations.

He graduated in Economics at the State University of Rome (Italy). He started his career as auditor at Coopers & Lybrand (now PwC), then worked in several Investment Funds and Financial Institutions in Italy as Chief Accountant. From 2006 till 2014, Nicola Ragusa is Deputy Director of the Italian branch of the French-Belgian banking Group Dexia. In 2014 he assumed the role of Tax & Accounting Director in Carnelutti Russia Law Firm. In 2020, he joined Mikro Kapital and, in November 2022, Nicola Ragusa has been appointed as Group CFO. He is member of the Board of Executive directors since July 2023.